How, term, pIE works, our, term, pIE is a simple way to invest for 30 days to 5 years and offers greater returns than a term deposit for investors taxed at 30 or 33, as tax on returns is capped.
Institution, rate, product, nZCU Auckland.25, success Saver, first Credit Union.00.Term, deposit, co-operative Bank.90, term, deposit, heartland Bank.90, heartland.More Rates institution, rate Product General Finance.80 Deposit Rate FE Investments.40 Term Deposit Liberty Financial Limited.30 Term Deposit General Finance.00 Secured First Ranking Debenture Gold Band Finance.80 Secured First Ranking Debenture Stock Based on a 50,000 deposit More Rates ».Taxation legislation, its interpretation and the levels and basis of taxation may change.Make sure your finances and lifestyle can handle it!Early withdrawals Choosing to invest in a Term PIE Fund means that youre willing to keep your money invested for a fixed time frame.For this price your lawyer will work with you through your house hunt and in most cases only send you the bill once you have bought your house.Term, pIE is invested solely in a New Zealand dollar bank account with.A reduced interest rate will apply if we agree, unless determined otherwise under our Early Withdrawal Policy.
Term Sheet For important information about the Term PIE Fund, please download the Westpac Term PIE Fund Term Sheet (PDF).
Use a mortgage repayment calculator like this one from Westpac to work out what amount this monthly payment could be mortgage repayments, add this to any deposit or equity - this gives you your house buying budget.
You should, as a bare minimum, get a property lawyer to look over a sale aristocrat eenarmige bandiet and purchase agreement before you sign it - it is a legally binding document - so it pays to have expert advice on what you are signing.3.34.49 12 months.15.a.3.34.49 *Special rates cannot be used in conjunction with any other Westpac promotion, offer or package benefit.If you have a PIR of 0, are a trustee of a trust who elects a PIR of less than 28, or you submit an incorrect Income Tax Rate or PIR, the Effective Return may not be representative of your final return.Which could give the best return?Make sure you ask your lawyer upfront how much it is going to cost - including disbursements - any lawyer should be able to give you a fixed price for a standard house purchase.If you are fixing for a term of one year and over, you may be able to access up to 20 of your investment (excluding any compounding returns) without loss of return.Do this by calculating how much you can afford to pay in mortgage payments ( have a handy budgeting tool).